Buying Waterfront Property on Smith Mountain Lake

With 500 miles of shoreline, there is a lot of waterfront property available in Smith Mountain Lake! This community of 22,000 boasts some of the most beautiful sunsets in country. Homeowners can enjoy the beauty of the Blue Ridge Mountains reflecting off the lake right from their own backdoor. It truly is a wonderful place to live. It is these amazing waterfront homes that draw many people to the area. Buying waterfront property is completely different from buying a lot in the average community. Here are a few things to remember when looking at a lake front home.



First and foremost, you should work with a local real estate expert. That may sound cliché, but when dealing with a waterfront lot, you need the knowledge a local agent will bring to the table. A question such as “How stable are the water levels in the lake?” can make a big difference in the value of the property. In some lakes, the water level can fluctuate drastically; this can mean needing a specialized swivel dock for you to be able to keep your boat in the water. Smith Mountain Lake water levels do not experience large fluctuations, so most boat docks are able to be close to the shore. That brings up another good question; can you build your own dock and or boat ramp on the property? A local real estate agent can help you with these questions.


If you are looking at a more rural waterfront property, you may want to ask who will maintain the roads in the area. When purchasing a lot to build on, you should also ask what utilities are available. Don’t assume you can just hook up. Of course ,along those same lines, you may want to find out what kind of septic system is required for lakeside living. If community living is more your style, don’t limit yourself to just one option. Check out all the Smith Mountain Lake developments. Knowing all your options will help you make a better decision.


Waterfront properties are good investments. By doing your homework and working with a great agent, you can get the most out of your money! If you are ready to look at waterfront properties in Franklin or Bedford County, call Vicki Millehan! She is your Smith Mountain Lake real estate expert and long time lake resident!